Do You Need an Attorney?

Long Lasting Power Of Attorney - Do You Need an Attorney?

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There are many attorney jokes and many of them are not very complimentary:

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Long Lasting Power Of Attorney

Q: So why is it that sharks don't assault attorneys?

A: professional courtesy!

So why do we dislike attorneys? It is probably because they are very high-priced and we all the time feel we are never in operate when they spend our money. We see them as bloodsuckers extracting as much as they can from the population and living the high life in their mansions and driving nearby in their Porsches and Ferraris. But is this their fault? Or are they just taking benefit in our capitalist society of an opportunity that is being offered to them?

To riposte this request we have take a look at our society and understand why this opportunity exists and, more importantly, how can we keep more of our hard-earned dollars away from the legal profession. Basically, you have the right to sue anything about anything and they have the right to defend themselves. This is where attorneys see a firm opportunity. Ever seen the attorney ads on Tv where they are asking if you have had a qoute in the past? This is what is known as ambulance chasing. Getting hold of population that have had a qoute with person else that could lead to a lawsuit.

On the face of it, this seems pretty logical. I have the right to stand up and safe myself if I was screwed by one of the bigger guys. I can take them to court. They then have the right to defend themselves. But this is where the qoute starts. Attorneys see this as a firm opportunity because they know what the costs are to defend yourself. They will sue person for an outrageous whole of money knowing that it will be cheaper in the long run for the defendant to determine the case out of court than fight it. They then procure their (33%) fee and drive home in their Ferraris.

This leads to lots of frivolous lawsuits and turns your individual rights upside down. If you are sued by anything and cannot afford an attorney, chances are you will be found guilty...even if you are innocent. If you can afford an attorney you are still presumed guilty until you can prove your innocence, which is purely a request of the whole of money you spend and how good your attorney is. The same applies in reverse. If you are guilty you can still convince a jury of your innocence if you have the right attorney. Remember the Oj Simpson trial? This sounds like the tail wagging the dog.

A sobering fact is that we are nearly three times more likely to be sued than be admitted to a hospital. So having way to a good attorney at all times seems to be the only way we can be sure justice is served. This also applies to petty things like traffic tickets, debt collectors, unruly neighbors and even things that we purchase. Are you aware of all the rules that pertain to these things? Of procedure not. Only an attorney can keep you abreast of your legal rights. So how does any normal house get way to the legal profession without having to pay retainer fees of ,000 and up? The riposte is - legal insurance.

Do you have health insurance? Do you have car insurance? Do you have life insurance? Do you have legal insurance? The riposte to the last request is probably no even though all the other ones you probably have. The fact is legal guarnatee is probably the cheapest form of guarnatee you could ever buy but it will give you the biggest empowerment you will ever find. Having way to attorneys day and night puts you in the driving seat in many situations and will allow you to know your rights in any given situation. The statistics say that 75% of the population has a legal issue at any one time where they could use the guidance of legal counsel. We just don't think so because we don't have way to the legal profession.

Did you ever buy anything and sign a buy contract? Did your attorney reveal the document for you? Have you ever had a traffic ticket? Ever had any debt collection issues? Have you had your last will and testament drawn up? Did you have to short sell your house? Ever had any issues with your employer? Any issues with warranties? Problems that the kids got into? Disputes with neighbors? carefully filing bankruptcy? anything owe you any money? And the list could go on and on.

Personally, I have had legal guarnatee for more than 12 years and it has empowered me to stick up for rights that I would otherwise never have known existed. I have dealt with all of the above-mentioned issues with the trust of knowing I had an attorney on call 24/7 all for less than /day. In fact, after two frivolous lawsuits I calculated it would have cost me in excess of ,000 to defend myself. My guarnatee paid for everything. Not to mention the savings I have accumulated keeping my car guarnatee costs down by being able to fight against traffic tickets.

In my financial planning career I also learned and then taught my clients the necessity of having a last testament, a living will and a power of attorney. Many of my clients had children, some from old marriages. In this case, it is totally irresponsible not to have these documents prepared. If something terrible would happen to both parents, who would take care of the kids? The suitable riposte was all the time an aunt or grandmother. The right riposte was the State in which you live. The kids come to be wards of the State unless there are specific, written instructions from the parents. How long does it take to get ready these documents? Less than an hour and they are often free with legal insurance.

So do we need an attorney? The unfortunate riposte is "yes", especially in this litigious society. The chances of our legal principles being changed are near to nothing. Most of the lawmakers in Washington are either attorneys themselves or all of their closest friends are attorneys. We are destined to live in a society of laws and having an attorney on our side that can navigate us through the legal jungle has come to be an absolute necessity, not a luxury.

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